Weather and climate disasters are on the rise in 2023.
As a parent of a college student, it is a stressful and exciting time. As your insurance partner, we want to calm your stress and inform you about the benefits of renter’s insurance. Many insurance carriers consider your college students on campus dorms, an extension of your home. If they have valuable items or expensive electronics, you should highly consider a renter’s policy.
In contrast, if the student lives off-campus, there will be no coverage under your homeowner’s insurance plan. Please have your student get in touch with The Service Agency. Landlords have coverage but that doesn’t cover you as a tenant. Their insurance only covers the structural damage not the damage to your personal property. These policies are extremely affordable since they only cover your property and not the dwelling or structure.
Paying for college tuition can be a headache, we want to cover you in case a tragedy occurs. We want to minimize our insured risk of a financial crisis. You are working hard for your degree, let us work hard to protect you and your belongings.
We are falling for fall! The Midwest offers numerous fall events and festivals. See below family activities to try:
- Sever’s fall Festival was established in 1997 and is in Shakopee, Minnesota. The festivities run on Saturdays and Sundays from September 16th to October 29th from 10 am to 7 pm. You can purchase tickets on Sever’s Website. They have endless activities; corn maze, giant slide, corn pit, jumping pillows, petting zoo, pumpkin blasters, etc.
- Govin’s Farm Fall Fun is a family operation located in East Menomonie. Their fall activities include a corn maze which runs September 23rd to 24th, September 29th to October 1st, and October 6th to 8th. They have a haunted trail that runs Friday and Saturday nights between October 6th to October 28th. You can buy tickets online at their website.
- Fresh Acres Farm, Corn Maze, and Pumpkin Patch are in Monticello, Minnesota. They are open for business on Fridays, Saturdays, and Sundays now through October 29th. They cater to families and organizations for groups or field trips. Learn more about all they offer and purchase tickets on their website.
Did you know that The Service Agency offers special event insurance? Are you a local farmer that hosts corn mazes, hayrides, pumpkin pickings, etc.? If so, connect with one of our agents on getting proper coverages for your event and venue.
Happy Harvest Season!
While many of us relax while sipping on our cup of coffee and eating everything pumpkin; many farmers are in the fields harvesting to feed their local communities. Harvest season starts in September and goes on till November. During the season be aware of the increase in tractors and equipment hauling on rural roads. It is legal for farmers to drive tractors and equipment on public roads to get from field to field.
As a driver help mitigate highway fatalities by being aware of your surroundings at all times of the day. According to Iron Solutions by Randall Reilly, “Two thirds of high fatalities involve slow moving equipment were rear end collisions. Many of these fatalities occur at night when drivers did not see slow moving equipment on the road until too late.”
As a farmer, play your part in properly inspecting your vehicles before entering public roads. Ensure they have the proper signage, and all features work such as lights, flashers, etc. When hauling equipment have another person following you with flashing bright lights. If you have any questions regarding risk management and resources to help implement safety protocols, reach out to The Service Agency.
Come together as a community to make all roads safe by doing your part.
Support local farmers.
Resources:
Iron Solutions by Randall Reilly, 2023, “Tractors on the road: Slow Down – Here’s Your Sing”. Tractors on the Road: Slow Down – Here’s Your Sign – Iron Solutions
