Business Coverage

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Business Insurance

No matter the business, each workday is dedicated to doing your job well and providing your customers with the best service possible. The Service Agency would like to return the favor by giving you the coverage you need to ensure the security of your business.

At The Service Agency, we’re committed to keeping your business protected – so you can focus on your daily operations. Our customized business insurance plans will ensure your business will be covered from top to bottom.

Workers CompensationBusiness Owners Policy (BOP)Commercial Umbrella InsuranceCommercial Auto InsuranceCommercial PropertyGeneral LiabilityProfessional LiabilityBonds
Complete car insurance

Workers Compensation

Keep Your Employees Protected.

The Service Agency understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication. But should an accident happen, having the right Workers Compensation plan from The Service Agency can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.

Workers Compensation can cover financial obligations such as:

  • An injured employee’s medical expenses/treatment
  • The replacement of lost wages from injury time off
Collision Insurance

Business Owners Policy (BOP)

Combined Coverage for Special Advantages.

A Business Owners Policy (BOP) from The Service Agency allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

  • Products and Completed Operations
  • Premises Liability
  • Premises Medical
  • Fire Legal Liability
  • Business Income Insurance
  • Building and Personal Property Protection
  • On-Site Equipment Insurance
  • Coverage for Inventory Loss
  • Crime Insurance
Liability Insurance

Commercial Umbrella Insurance

Extra Protection that Keeps You in Business.

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident
Roadside Assistance

Commercial Auto Insurance

Peace of Mind for Businesses On the Road.

To prevent losing your hard-earned revenue due to an auto accident, you’ll want to ensure that your vehicles, products, and drivers are insured in the event of property or vehicle damage, bodily injury, legal costs, and more. With Commercial Auto Insurance from The Service Agency, we’ll work with you one-on-one to create a customized policy that may include:

  • Bodily Injury Liability
  • Medical Payments
  • Personal Injury Protection (PIP) Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • GAP Coverage
  • Uninsured and Underinsured Motorist Coverage
Customer Service

Commercial Property

Protection for Your Business Itself.

With a custom Property Insurance policy from The Service Agency, you can ensure that the building itself and the personal property of your business is protected from minor accidents or a major financial loss. Our insurance specialists can help you create a policy that keeps your small-to medium-size business insured from top to bottom by covering such items as:

  • Your building
  • All interior items (desks, furniture, etc.)
  • Any outdoor signs on your property
  • On-site equipment
  • Your inventory
Personal Injury Protection

General Liability

Critical Assurance for the Protection of Your Business.

Commercial General Liability from The Service Agency can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages from The Service Agency include:

  • Premises Liability
  • Products and Completed Operations
  • Premises Medical
  • Fire Legal Liability
  • Casualty Coverage
Personal Injury Protection

Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At The Service Agency, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

Personal Injury Protection

Bonds

Assurance for You and Your Business.

The professional and knowledgeable bond specialists at The Service Agency will work with you to develop a business solution to help meet all of your bonding goals. In addition to providing quality surety products, we also provide various licensing and permit services to ensure that your business runs to the letter of the law.

Our business solution services include:

  • Performance Bonds
  • Contractor’s Bonds
  • ERISA Bonds
  • Fiduciary Bonds
  • Sub-Division Bonds
  • Court Bonds
  • Conservator Bonds
  • Surety Bonds
  • Fidelity Bonds
  • Public Officials
  • Liquor Licenses

We’ve Got Your Business Covered!

Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. At The Service Agency, we can help you create a policy that’s designed to safeguard the best interests of your business – so you can focus on serving your customers and increasing your profits.

We Offer Many Options

We offer the following options for your business assets:

  • Commercial property insurance
  • Commercial general liability
  • Business owners policy (BOP)
  • Inland marine insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Professional liability
  • Workers compensation
  • Crime insurance
  • And much more …

Why Business Insurance Is Important.

As a business owner, you want to be absolutely sure that your investments are protected in case of unforeseen calamity—nobody wants to see all of their hard work destroyed by fire, theft, or anything else.

What others say about us…

The Service Agency is a GREAT business! They found us a great discount that we didn’t even know we qualified for, which shows me that they go above and beyond. I would recommend this business and to EVERYONE!!

The name says it all! Excellent, caring customer service in a friendly, welcoming manner. And, as an independent agency you can trust you’re with the best company and paying a fair rate!

Kris and his team at the Service Agency and really live up to their name. When I was in an accident last year they helped me with my claim and handled everything quickly and easily.

We are so happy we chose The Service Agency to help us navigate through our insurance needs.