Agriculture Coverage

Agriculture Coverage

Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At The Service Agency, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected – so you can focus on maintaining a smooth operation.

We know that you work hard as a farmer, and at The Service Agency we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.

Crop Insurance

Crop Insurance

Keep Your Farm Afloat in Times of Trouble.

The farming and agricultural industry often involves risk and uncertainty. From unexpected natural disasters to major economic changes in the marketplace, many situations can affect the productivity of your agribusiness. At The Service Agency, we know that the success of your farm directly impacts the livelihood of you and your family. With the right Crop Insurance coverage, you can protect your business and keep your farm afloat through all of the difficult times.

The Service Agency offers two basic types of Crop Insurance for your farm or ranch:

  • Crop-yield insurance covers excess losses to your crops due to natural disasters such as drought or flood as well as other perils like insects or disease.
  • Crop-revenue insurance covers negative changes in the price of a crop that occurs during the crop’s growing season.

Farm Owners Insurance

You’ve Made It Your Living. Keep It Protected.

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At The Service Agency, we’re in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from The Service Agency is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

Livestock Coverage

Animals Are Assets Too.

As the owner and operator of an independent farm or ranch, you’ve made a number of investments into your agribusiness – equipment, machinery, and crops. Livestock is also a big investment for farmers and ranchers alike, and like any financial asset, you’ll want to ensure a high-level of security and protection – so your animals will stay covered.

At The Service Agency, we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock Insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disaster – even when your animals in transit.

Farm Equipment Coverage

Farm Equipment

Keep Your Equipment Running Strong.

As a farmer, you rely on your equipment to run like clockwork. But in the event of equipment breakdown or failure, it can be difficult and expensive to repair. Damaged or broken equipment can easily cost thousands of dollars to replace, which is why Farm Equipment Insurance is just as important to your agribusiness as the equipment itself.

At The Service Agency, we’re dedicated to the success of your farm or ranch, and we understand that equipment breakdown can mean lost income. That’s why we design comprehensive insurance policies to keep farms running smoothly in the event of an accident. Equipment breakdown coverage goes beyond your standard Property Insurance policy to protect against damage caused by power surges, mechanical breakdown, motor burnout, and even operator error.

Farm Structure Coverage

Farm Structure Coverage

Secure Your Farm From the Ground Up.

As the owner of a successful agribusiness, your farm or ranch contains some of your biggest physical assets. Barns, machine sheds, and granaries are essential elements that keep your farming operations running smoothly, but in the event of a disaster, the loss of important property can disrupt business and be financially devastating.

Protecting your buildings and your livelihood is easy with a Farm Structures policy from The Service Agency. This coverage helps pay for the accidental loss of property used for farming purposes due to a variety of perils such fires and some natural disasters.

Farm Umbrella Insurance

Farm Umbrella Insurance

Extra Security to Protect your Hard Work

The Service Agency knows that your farm is your business. And like any business owner, you’re faced with a certain amount of risk and uncertainty in your day-to-day operations. If an accident happens, in most cases, your standard farm owners insurance liability should take care of you. But when serious situations arise, you’ll want to make sure your business is protected.

Chances are your basic policy liability limits are not enough to cover every potential accident – including serious accidents that come with serious expenses. A Farm Umbrella policy from The Service Agency picks up where your other liability coverage stops. It can be an affordable way to provide an extra layer of protection against claims of bodily injury and property damage in scenarios such as:

  • An accident on your farm that leaves multiple workers in need of costly medical attention
  • If a farm animal escapes and causes an accident or serious damage to another’s property
  • If someone sues you for damages resulting from an illness from your products

Customized Farm Insurance

What does this mean for you? By partnering with The Service Agency for you Farm Insurance you can be assured that you will get a policy that is matched with your needs. You’ve worked hard to build your farm into a business. The Service Agency will work even harder to ensure that your business is protected.

Designing a specific policy with us gives you the options of coverage in the following areas:

  • Crop Insurance
  • Farm Owners Insurance
  • Farm Livestock Insurance
  • Equine Insurance
  • Farm Equipment Insurance
  • Farm Dwelling Insurance
  • Farm Structures Insurance
  • Farm Auto Insurance
  • Farm Umbrella Insurance
  • Farm Liability Insurance

Why Farm Insurance?

Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.

What others say about us…

The Service Agency is a GREAT business! They found us a great discount that we didn’t even know we qualified for, which shows me that they go above and beyond. I would recommend this business and to EVERYONE!!

Colleen NSatisfied Customer

The name says it all! Excellent, caring customer service in a friendly, welcoming manner. And, as an independent agency you can trust you’re with the best company and paying a fair rate!

Kaydi SSatisfied Customer

Kris and his team at the Service Agency and really live up to their name. When I was in an accident last year they helped me with my claim and handled everything quickly and easily.

John HSatisfied Customer

We are so happy we chose The Service Agency to help us navigate through our insurance needs.

Ann GSatisfied Customer