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Are you financially supporting your loved ones? If you answered yes, have you heard about the benefits of life insurance? There is never a “right” time for you or a loved ones to talk about a plan if you were to pass away, however, life insurance can help your family during a difficult time.

Life insurance is a policy where the policyholder pays a premium during their lifetime to provide financial stability to their beneficiaries in the event they pass away. These financial stabilities can pay expenses for income replacement, funerals, medical expenses, etc.

How do you get started? You will need to answer questions in regard to your age, health conditions, gender, occupation, lifestyle, etc. Call your insurance agent today to plan ahead for these unexpected life events.

We all have been there before on a Monday morning, pure exhaustion from the weekend and now time to face reality. Your alarm clock goes off and you hit snooze turn over to get more rest. Seven minutes later, you hear that familiar sound and finally get out of bed. You suddenly are even more tired and dreading to get out of bed. According to sleep experts, this bad habit sets you up for failure as it tricks your body back into a sleep cycle.

In The Thirty’s article, it states “When your alarm goes off again, your body and brain are confused, resulting in that foggy feeling called sleep inertia. Sleep inertia can stay with you throughout the day, making you actually feel more tired throughout the day.” If you are preplanning to hit snooze, then actually just set your alarm clock for a later time as you get more efficient sleep and avoid sleep inertia.

For this year’s resolution say no to snooze! Create better sleeping habits to set yourself up for success.